Podcast: Play in new window | Download
Subscribe: Apple Podcasts | Spotify | RSS | More
Roger Whitney comes back on to answer your questions about retirement!
Here are the questions we are tackling today:
Chad-
Alright. So income of roughly 35,000 to 40,000. Due to whatever budget constraints etc. a person cannot max out an HSA and contribute the match on a 401k. Would you (and Roger) max the HSA for the quadruple tax benefits or go to the employer match for the free money first?
Amanda-
How to figure out how much you can put into an account in a year without going over? And how to start one outside of your company 401k.
Antonela-
Bonuses & Budgeting: In my current job, I receive large, yet varying, quarterly bonuses (4-7K per quarter). Any ideas how to include these in my budget? They account for a large part of my annual salary but I don’t want to get in a cycle of putting things on my credit cards and waiting for the bonus to hit before paying them off. Thanks
Jen-
I have a few 401k’s from previous jobs. I’ve been reading online about what to do with them and I am so confused! Do I roll over into my current employers 401k? Or do something else? Any direction appreciated
Stephanie-
I’m getting married in October and my fiancé and I haven’t combined our money. I have a lot more debt than he does and he’s concerned about having to pay my shit off. Once we’re married, it’s all ours anyway and I would never expect him to pay mine without helping with his. I want us to figure out how to do this but I don’t know where to start. Anyone have tips who was in the same situation? How did you and your significant other navigate combining income and debt payments? Thanks for the help!!
Enjoy!
