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This is our first episode of the Money Nerds podcast.

And we’ve got Zina Kumok kicking off our first episode.

Zina’s story is extremely impressive. This girl is debt free and worked her butt off to pay off $28,000 in just three years.

Here’s the kicker- she did this while making less than $30,000 a year. Pretty impressive right?

In this episode we talk about student loans, combining income with her husband, the moment she realized something needed to change, birthright trips, and even how she stayed motivated over the three years it took her to pay off debt.

Knowledge Bombs

Anytime you say yes to something big, you have to say no to other things. Share on X Being debt free is about the freedom to do what you want. Share on X

Show Notes

Zina’s website: debtfreeafterthree.com (blog) and zinakumok.com (hire her for freelance projects)
Birthright trip to Israel
The moment she realized something had to change
How to deal with naysayers when you are getting out of debt
What Zina said “no” to and what you can say “yes” to instead
The dirty little secret of what kept her motivated
Chunking your debt to see faster progress
How being debt free has helped her career

And much more! If you are now part of #TeamZina, check out her Student Loan Knockout course. It consists of 20 daily videos. You will learn a sh*t ton and start your day off with a bit of inspo. It’s open November 1, 2016 and closes after a week.

#MoneyWin

Joe Koss- “I had car maintenance yesterday and asked if they had any discounts they could apply. I ended up getting $100 knocked off my bill just by asking. Never hurts to ask. All they could’ve said was no. Happy to get a yes.”

Allie- “I recently moved cross country for love and a new job. With a substantial increase in pay (know your worth!) and a much more sound budget sense, I’m knocking down my credit card debt faster than ever. Only $484 left on my first card, down from $7,584 in January ! BOOM!”

Share your money wins by tagging me on Twitter (@whitneyhansenco) or Insta (@whitney_hansen_co) and using tag #MoneyWin for a shout out and recognition you deserve!